David is the sole adviser within the firm and has a support staff of 2. He has been in financial services since 1987 starting off with a major insurance company and then becoming an independent adviser in 1997. He loves to meet clients who either have their own businesses or are employed. Meetings take place in either the fully serviced offices within Banchory or on a more personal basis at client’s home or work address. Given the many areas of advice that are relevant to a clients needs, David has built up a robust relationship with many specialist colleagues whereby he will refer his clients to them when the occasion merits this.